Balances: See who owes whom.
Offset what everyone owes and settle up with fewer payments.
A week in China
EURYou owe
€53.31
In EUR, each expense at the rate on its own day
Involving you
YouLucas€53.31
Split expenses with friends.
Foreign-currency expenses use the rate from the day you spent.Settling later won’t change what you owe.
Pay along the way. Settle up at home.
Monday’s dinner and Friday’s train tickets each use that day’s exchange rate.When you’re home and ready to settle up, neither is recalculated at a new rate.
A week in China
Beijing → Shanghai
11Mon
Peking duck dinner
You paid CN¥780
lent
CN¥520
≈ €65.04
Rate on May 11: 1 CNY = 0.12506 EUR
15Fri
Train to Shanghai ×3
You paid CN¥1,794
lent
CN¥1,196
≈ €151.02
Rate on May 15: 1 CNY = 0.12627 EUR
You lent€216.06
Splitting a bill shouldn’t be this much work.
Splitwise has daily limits, ads, and no currency conversion.
Unlimited expenses
- Splitwise Free
- Daily limit
- otherWise
- Unlimited
No ads
- Splitwise Free
- Has ads
- otherWise
- No ads
Multi-currency conversion
- Splitwise Free
- Not available
- otherWise
- Each expense at the rate from its own date
Spending charts
- Splitwise Free
- No
- otherWise
- Yes
Default split method
- Splitwise Free
- No
- otherWise
- Yes
Based on Splitwise’s website and help documentation, checked September 2026. Product terms may change.
One link is enough to get started.
Sign in with a passkey
Sign in with Face ID.No password to remember.
Claim your expenses
A friend logged your share?Open their link to claim it.
Add to Home Screen
Full screen, like an app.Alerts for your expenses.